Introduction

Access to credit is vital for global economic growth and poverty reduction. Obtaining a startup loan is crucial for aspiring small business owners to scale their businesses. Cr3dentials uses blockchain technology to revolutionize digital payments. We bring these transactions onto the blockchain, allowing credit providers to assess lending risks through invoices paid by consumers. Our platform enables service providers to demonstrate income, while borrowers can prove creditworthiness by timely debt repayment. This transparent system fosters entrepreneurship and economic development by securely evaluating creditworthiness and facilitating loans.